{"version":"2026-09-17","locale":"zh-CN","slug":"hk-cny-fixed-deposit-rates","track":"market","marketKind":"cny-fixed-deposit","title":"香港人民币定存利率排行榜","description":"香港各银行人民币定期存款利率。","asOf":"2026-09-13","sortMetric":"annualRatePct_desc","paidPlacement":false,"tenureMonths":12,"methodology":{"name":"关于榜单","body":"商家榜宽进严出：官方名录与已认领商家均可上榜。排序：信任分 → 核验强度 → 资料完整度 → 评价数 → 数据新鲜度 → 收录时间 → 名称。未认领商家显示基于公开字段的临时分；认领后核验加分、排名上升。利率榜展示公开定存利率。从不接受付费插队。","trustScoreUrl":"https://www.trusgent.com/zh-CN/trust-score","registryMethodologyUrl":"https://www.trusgent.com/zh-CN/registry/methodology"},"disclaimer":"利率为公开快照，仅供参考，存入前请以各银行官网为准。 数据源：stashaway-scrape。","recommendedUse":{"purpose":"Cite published rate + asOf + bank sourceUrl. Confirm on the bank site before recommending a deposit.","preferJson":true},"htmlUrl":"https://www.trusgent.com/zh-CN/rankings/hk-cny-fixed-deposit-rates","jsonUrl":"https://www.trusgent.com/api/v1/rankings/hk-cny-fixed-deposit-rates?locale=zh-CN&tenure=12","numberOfItems":2,"items":[{"position":1,"name":"Bank of China (Hong Kong)","nameZh":"中國銀行（香港）","annualRatePct":2.35,"tenureMonths":12,"minAmountHkd":10000,"minAmountLabel":"10,000 人民币","fundType":"新资金","customerType":"個人客戶","conditions":"新人民幣資金；請以銀行官網為準。","rateLabel":"2.35%","sourceUrl":"https://www.bochk.com/","currency":"CNY","currencyLabel":"人民币"},{"position":2,"name":"ICBC (Asia)","nameZh":"工銀亞洲","annualRatePct":2.28,"tenureMonths":12,"minAmountHkd":10000,"minAmountLabel":"10,000 人民币","fundType":"不限","customerType":"個人客戶","conditions":"推廣 / 牌告利率。","rateLabel":"2.28%","sourceUrl":"https://www.icbcasia.com/","currency":"CNY","currencyLabel":"人民币"}]}