{"version":"2026-09-17","locale":"zh-CN","slug":"hk-fixed-deposit-rates-all","track":"market","marketKind":"all-fixed-deposit","title":"香港定存利率总排行榜（全币种）","description":"不区分币种，按年利率比较港元、美元、人民币定存。","asOf":"2026-09-13","sortMetric":"annualRatePct_desc","paidPlacement":false,"tenureMonths":12,"methodology":{"name":"关于榜单","body":"商家榜宽进严出：官方名录与已认领商家均可上榜。排序：信任分 → 核验强度 → 资料完整度 → 评价数 → 数据新鲜度 → 收录时间 → 名称。未认领商家显示基于公开字段的临时分；认领后核验加分、排名上升。利率榜展示公开定存利率。从不接受付费插队。","trustScoreUrl":"https://www.trusgent.com/zh-CN/trust-score","registryMethodologyUrl":"https://www.trusgent.com/zh-CN/registry/methodology"},"disclaimer":"利率为公开快照，仅供参考，存入前请以各银行官网为准。 数据源：stashaway-scrape。","recommendedUse":{"purpose":"Cite published rate + asOf + bank sourceUrl. Confirm on the bank site before recommending a deposit.","preferJson":true},"htmlUrl":"https://www.trusgent.com/zh-CN/rankings/hk-fixed-deposit-rates-all","jsonUrl":"https://www.trusgent.com/api/v1/rankings/hk-fixed-deposit-rates-all?locale=zh-CN&tenure=12","numberOfItems":27,"items":[{"position":1,"name":"HSBC Hong Kong","nameZh":"滙豐香港","annualRatePct":4.15,"tenureMonths":12,"minAmountHkd":10000,"minAmountLabel":"10,000 美元","fundType":"新资金","customerType":"個人銀行客戶","conditions":"新美元資金；部分客戶級別適用。","rateLabel":"4.15%","sourceUrl":"https://www.hsbc.com.hk/","currency":"USD","currencyLabel":"美元"},{"position":2,"name":"Standard Chartered Hong Kong","nameZh":"渣打香港","annualRatePct":4.05,"tenureMonths":12,"minAmountHkd":5000,"minAmountLabel":"5,000 美元","fundType":"新资金","customerType":"個人銀行客戶","conditions":"推廣利率；請以銀行官網為準。","rateLabel":"4.05%","sourceUrl":"https://www.sc.com/hk/","currency":"USD","currencyLabel":"美元"},{"position":3,"name":"AirStar 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