{"version":"2026-09-17","locale":"zh-HK","slug":"hk-fixed-deposit-rates-all","track":"market","marketKind":"all-fixed-deposit","title":"香港定存利率總排行榜（全幣種）","description":"不區分幣種，按年利率比較港元、美元、人民幣定存。","asOf":"2026-09-13","sortMetric":"annualRatePct_desc","paidPlacement":false,"tenureMonths":1,"methodology":{"name":"關於榜單","body":"商家榜寬進嚴出：官方名錄與已認領商家均可上榜。排序：信任分 → 核驗強度 → 資料完整度 → 評價數 → 數據新鮮度 → 收錄時間 → 名稱。未認領商家顯示基於公開欄位的臨時分；認領後核驗加分、排名上升。利率榜展示公開定存利率。從不接受付費插隊。","trustScoreUrl":"https://www.trusgent.com/zh-HK/trust-score","registryMethodologyUrl":"https://www.trusgent.com/zh-HK/registry/methodology"},"disclaimer":"利率為公開快照，僅供參考，存入前請以各銀行官網為準。 數據源：stashaway-scrape。","recommendedUse":{"purpose":"Cite published rate + asOf + bank sourceUrl. Confirm on the bank site before recommending a deposit.","preferJson":true},"htmlUrl":"https://www.trusgent.com/zh-HK/rankings/hk-fixed-deposit-rates-all","jsonUrl":"https://www.trusgent.com/api/v1/rankings/hk-fixed-deposit-rates-all?locale=zh-HK&tenure=1","numberOfItems":21,"items":[{"position":1,"name":"The Bank of East Asia","nameZh":"東亞銀行","annualRatePct":3.4,"tenureMonths":1,"minAmountHkd":5000,"minAmountLabel":"5,000 美元","fundType":"不限","customerType":"個人客戶","conditions":"牌告利率。","rateLabel":"3.40%","sourceUrl":"https://www.hkbea.com/","currency":"USD","currencyLabel":"美元"},{"position":2,"name":"Nanyang Commercial Bank","nameZh":"南洋商業銀行","annualRatePct":2.5,"tenureMonths":1,"minAmountHkd":100000,"minAmountLabel":"100,000 港元","fundType":"不限","customerType":"個人／公開牌告","conditions":"公開比較頁摘錄；存入前請以銀行官網為準。","rateLabel":"2.50%","sourceUrl":"https://www.ncb.com.hk/","currency":"HKD","currencyLabel":"港元"},{"position":3,"name":"China CITIC Bank 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