{"version":"2026-09-17","locale":"zh-CN","slug":"hk-fixed-deposit-rates","track":"market","marketKind":"hkd-fixed-deposit","title":"香港港元定存利率排行榜","description":"香港各银行港元定期存款利率。","asOf":"2026-09-13","sortMetric":"annualRatePct_desc","paidPlacement":false,"tenureMonths":12,"methodology":{"name":"关于榜单","body":"商家榜宽进严出：官方名录与已认领商家均可上榜。排序：信任分 → 核验强度 → 资料完整度 → 评价数 → 数据新鲜度 → 收录时间 → 名称。未认领商家显示基于公开字段的临时分；认领后核验加分、排名上升。利率榜展示公开定存利率。从不接受付费插队。","trustScoreUrl":"https://www.trusgent.com/zh-CN/trust-score","registryMethodologyUrl":"https://www.trusgent.com/zh-CN/registry/methodology"},"disclaimer":"利率为公开快照，仅供参考，存入前请以各银行官网为准。 数据源：stashaway-scrape。","recommendedUse":{"purpose":"Cite published rate + asOf + bank sourceUrl. Confirm on the bank site before recommending a deposit.","preferJson":true},"htmlUrl":"https://www.trusgent.com/zh-CN/rankings/hk-fixed-deposit-rates","jsonUrl":"https://www.trusgent.com/api/v1/rankings/hk-fixed-deposit-rates?locale=zh-CN&tenure=12","numberOfItems":23,"items":[{"position":1,"name":"AirStar Bank","nameZh":"天星銀行","annualRatePct":3.1,"tenureMonths":12,"minAmountHkd":0,"minAmountLabel":"0 港元","fundType":"不限","customerType":"個人／公開牌告","conditions":"公開比較頁摘錄；存入前請以銀行官網為準。","rateLabel":"3.10%","sourceUrl":"https://www.airstarbank.com/"},{"position":2,"name":"Nanyang Commercial Bank","nameZh":"南洋商業銀行","annualRatePct":3.05,"tenureMonths":12,"minAmountHkd":100000,"minAmountLabel":"100,000 港元","fundType":"不限","customerType":"個人／公開牌告","conditions":"公開比較頁摘錄；存入前請以銀行官網為準。","rateLabel":"3.05%","sourceUrl":"https://www.ncb.com.hk/"},{"position":3,"name":"Fubon Bank (Hong Kong)","nameZh":"富邦銀行（香港）","annualRatePct":3.05,"tenureMonths":12,"minAmountHkd":500000,"minAmountLabel":"500,000 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